We use ZoHo for Desk Ticketing, Project Management, Password App, and other apps. We just switched from QB Enterprise to QBO for bookkeeping based on our outside bookkeeper's rec. One of the selling points: automated annual invoicing of customers. But of course, because the Year can't be a variable, it's not automated at all. Each invoice and reminder has to be revised annually. What Intuit calls a "workaround", the world knows as "manual".

So now we are looking at ZoHo Books because of course like most other bookkeeping apps it does allowing date variables for true automation. And it's cheaper. Bookkeeper will have to learn it.

ZoHo has its own issues (support) but ut does not lack in basic commonsense features.