So after reading all of the frustrations here....I have figured this out. basically there is NO WAY to change the Transaction Description....

Basically the Bank or CC company can name a transaction ANYTHING that they want - or that is convenient - then basically we all need to live with it. For me they named a transaction "Business Torres" which means nothing to me....and so I have to open it up and look at the memo. It is correct in the Register....but in the Transaction Description that I all look at everyday....and download for for taxes and auditing - if I ever need to explain to IRS....I am stuck with telling them who "Business Torres" is.

Sounds weird and I am sure IRS will fully understand......