Hello, HopeChurch.

Thanks for taking the time to do the steps. I'll provide some clarifications regarding the payroll accounts. 

Are you referring to the Company Selection screen when logging in as a Reports Only user? If that's the case, all QuickBooks Online accounts or companies associated with that login are listed there. We're unable to modify the list there. So one way of telling which account is a payroll account is to access each one. 

However, are you referring to the payroll accounts listed on a specific report? QuickBooks Online will always list all accounts for reporting purposes. Although, you can filter some reports to prevent the payroll accounts from showing up then save it. 

Do this on an admin account if the Reports Only user isn't allowed to view and edit those preset reports.

Here's how:

1. Open a report.
2. Click the Customize button. 
3. Expand the Filter section.
4. Check the Distribution account option.
5. From the drop-down list, check the accounts you want to show except the payroll accounts.
6. Once done, click Run report. 

You can save this setting by clicking the Save report button. This is saved under the Custom reports tab. Make sure you share it to All so the user can view them. 

Note: This is only applicable to some reports. There are others who don't have the Distribution account filter option. For example, the Profit and Loss report has it but the Balance Sheet does not. 

You can find more details about customizing your reports in this article: Customize reports in QuickBooks Online.

Looking for our help content to guide you in managing your transactions and other reports? Check out the list of our articles in our general support page. Just choose a topic and look for an article there. 

I'm ready to help out again, so post a comment here if you have more questions. Though, you can also make a new thread in the Community space. I'll see you around.