Hi kisselmartinllc,

Thank you for providing your feedback, and welcome to the QuickBooks family. I can appreciate where you're coming from. Sometimes there's a learning curve when starting something new. QuickBooks Online tries to keep it simple for everyone. I'd like to point you to my colleague's Post further up in this thread.

LauraAB goes into detail on how the program works and how to input feedback. Keep in mind that QuickBooks knows that your Asset accounts are debit accounts and Liability and Equity accounts are credit accounts and create your entries for you. 

We do recognize the importance of input from those that use the program. Your input allows our product development team to know what's working and what can be improved.

If you have any questions regarding the program I'd be happy to answer them. Have a good day!