I understand how important it is to ensure your payments are received on time, especially when using QuickBooks Payments, @YANG2. I'll share more information to clarify the process.
 

If the payment was made via credit card, it typically takes 1-2 business days to reach your bank. On the other hand, bank transfer (ACH) payments can take 2-7 business days to process. These time frames may vary based on factors such as the transaction type, the customer’s bank, or bank holidays, which could cause slight delays.
 

To get specific confirmation about this transaction, I recommend asking your seller to contact our Merchant Service Center directly. The Merchant Service team specializes in reviewing transactions and can provide the exact status, including whether the payment has been processed or if additional factors are causing delays.

Feel free to add your comments below if you have further questions or concerns.