@moxiepet   The real answer is No, it is not included with any fees already paid to QB.  

Also, you do NOT need to pay Security Metrics ANY money for PCI compliance.  

However, IF you take credit card payments, you WILL need to be pci compliant. There are a large number of companies out there that will offer it for a LOT less money than what Security Metrics charges.  

They also will be nicer and less abusive about it all.  

There are also ways to do it yourself, if you're up for the task, and want or need to save money.

Good luck.