The time and care you've taken to inform us of this issue is highly valued, rs66. Your thorough explanation of the problem is much appreciated. I'm here to provide some insights into how fund transfers typically work and, if needed, guide you toward the appropriate support channels.

QuickBooks Payments processes fund transfers and deposits within a 2 to 5 business day. However, the actual time it takes for the money to appear in your account is influenced by various factors. These include:

• The exact time when the transaction was initiated.
• The particular banks involved in the transfer.
• The size of the transaction, a large sum, can potentially cause longer processing times. (For substantial transactions, additional security measures or holds might be in place)

If you haven't received the funds by the end of the expected timeframe, I recommend contacting our QuickBooks Payments Support for assistance. These experts have access to advanced tools, including secure screen-sharing capabilities. They can also provide specific insights and potentially expedite the resolution process. Their specialized knowledge in handling such matters ensures that you will receive the most accurate and efficient support available.  

I'll show you how you can reach out to them:

1. Visit this link: Chat with us.
2. Key in your email address, name, and your concern.
3. Click the Start Chat blue button.
   

Efficient and reliable fund processing is crucial, rs66. Although we cannot access your account details in this public forum, please be assured that our dedicated support team is prepared to assist you in resolving this issue swiftly and securely. Ensuring your peace of mind is our highest priority, and we are here to support you throughout this process.