Wow.  They are even  worse than I thought based on all of your responses. No closed account but I was going to warn everyone that once mobile deposit is approved you you can only deposit 10 checks a month by mobile deposit and there is no manual deposit.  They take 10 days to process so it's not like they are taking a risk.

We get about 40 checks per month (and growing) so it's simply ridiculous.

The green dot service rep was making it up as she went but it seems pretty clear that we have to move banks.  How annoying.

Going to check out square.  Agree completely with the title of this thread.