Thank you for posting this I was interested in the 5% apy for my business funds but after reading all this there is no way I could feel safe putting my funds in there account I can’t imagine not having access to my business funds for more then a week it could potentially bankrupt my company. Even if they got better and didn’t close another account there’s a scar on this now that I can’t ever in my right mind put money in there account I just made an account and I’ll be calling tomorrow to close it