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I was mostly happy with QBO using Bill.com to pay our vendors. Sundenly they stopped integrating Melio and Bill.com into QBO. The QBO Bill Pay service works fine but it takes exactly 10 days for a vendor to receive an ACH payment and all my vendors are extremely upset. QBO says it should take 5 days but that's not true, it takes exactly 10 days, not one day less or more. With Bill.com it took 1-3 days. If I do it directly from my bank it will take 1-2 days. I don't get it. Someone sid somewhere they are racking in interests by keeping the money for 10 days. I still don't get it. I wish I could leave them, but I am stuck.