That’s probably exactly why!

I had a bunch of those little fees hit my account after I had already withdrawn my funds. So what they failed to do is show any sort of negative balance they just send you emails days later. At which point I have more funds in my account so I think it’s been resolved. Then all of a sudden they just freeze my account. Don’t process any of my payments and hang onto my money. And then when you try to call them to settle it, they tell you have to wait for collections to respond to you in five business days. All the while continuously charging you more of their overdraft fees. It’s completely unethical and I’m pretty sure it’s a scam and illegal. This class action lawsuit needs to happen.