Hi there, @Lugnuts. I understand how you feel about trying to get your failed payment. Your concern is totally valid. Rest assured that we'll help you get the help you need. 

Upon checking and reviewing your concern, I can see this is a duplicate post that has already been addressed by one of my colleague. You can access the recommended solution through this link: https://quickbooks.intuit.com/learn-support/en-us/payments/re-quickbooks-desktop-bill-pay/01/1357900...

If you require further assistance, please do not hesitate to leave a comment below. Our Community is always ready to assist you. Have a great day!