Let me help you turn on the payments feature so you can process invoice payments online, Cody.

With QuickBooks Payments, it allows you to add links to invoices so customers can pay online. Before setting up your company's preferences in the Account and settings, you'll need to have a QuickBooks Payment account first.

Ensure to sign up for QuickBooks Payments. Once done, connect your Payments account to QuickBooks Online. Here's how:

1. Sign in to QuickBooks Online as an admin.
2. Go to the Gear ⚙ icon, then select Account and settings.
3. Choose Payments.
4. In the Existing account section, click Connect or Link Merchant Service.
5. Select the QuickBooks Payment account you want to connect to. Then Connect.
6. Review the account info and make sure it's accurate. If everything looks good, press Connect.
7. When the connection is finished, sign out and sign back into QuickBooks Online.

After that, that's the time you can now set up your account settings for invoice payments. To do so, I'll provide the steps again to make sure they are followed accurately:

1. Go to the Gear ⚙ icon, then select Account and settings.
2. Select the Sales tab.
3. Under Invoice payments, click Edit, then choose the payment options you want. You can also enter Payment instructions. They will show on all invoices regardless of the template, when payments are enabled.
4. Hit Save and Done.

To give you a clearer overview of the process, you can also check out this article for more details: Take And Process Payments In QuickBooks Online With QuickBooks Payments.

Moreover, you may want to use QuickBooks Checking where your customer payments get deposited, and at the same time use this to save money. Go through this article for your future reference: QuickBooks Checking FAQ.

If there's anything else that you need help with about invoice payments, you can always get back to us anytime. Remember, we're here and ensure everything is taken care of. Have a great day to you!