Hello Robert,

The paper check option using Melio was OK when I started using them in 2022.  It was around two weeks for the paper check to arrive via USPO.  However this year is has extended to around a month's time for the check to arrive.  If my paper check vendor does not recieve the check in three weeks I chat with Melio asking for a check stop and refund.  I then just give the vendor a CC on the phone.  The ACH part of Melio is a great solution, however I still have a handfull of vendors who are weary of giving out route and acct numbers.