I have chatted with customer service and they were very little help. I explained that I know what rate they charge which is why I have set up my QuickBooks to NOT accept that as payment but two clients have still paid and I don’t know how that is when I have NEVER set up my QuickBooks to accept PayPal. THAT is my frustration. So until someone can explain why customers are able to use PayPal when I don’t accept it, I will remain frustrated.