Accountingnwt,  thank you for replying.  I already had the "Auto Apply Credits", set to OFF, and it still took from 2 different vendor credits. Both CMs were for different invoices. I wanted to apply ONLY the CM, (the larger CR), for a particular invoice which I was paying.  BUT QBO took all of the small CM (a different inv #) and a portion of the larger one.  UGH