Merchant services is holding two ach deposits on us. I have called numerous times, done everything they have asked of me - waited for them to get back with me a number of times. I have reviewed a number of other customers with the same complaints making me believe that somehow this company is using the funds of their clients for some purpose. There must be something that they are getting from holding these monies back - interest? Can not get in touch with the actual risk management team to clear this up. Trying to figure out where to report this company to - may try to file at the attorney generals office.