I just signed up for PayPal virtual terminal

It lets you process cards via your PayPal business account
The money goes into your PayPal account instantly minus the processing fee
It's basically just like processing a regular PayPal invoice

You process the card transaction via a web page at PayPal
It's a bit more involved because you have to type in a few pieces of data regarding the sale
I think I will be switching my card processing from Intuit to PayPal