Dave from QBooks just fixed the issue!! Seems the issue was. QB had my QuickBooks account number was incorrect on the backend. 

Had to go to my Account and Settings. Go to manage account.

Than go to Account Profile.. Than edit banking account. 

Where it says new bank account. Copy paste the account number and routing number from QBooks. 

Once done.. Log out and log back in.

I just process the transaction I was having an issue with. I tried two ACH banking accounts and both were giving me the same error. I hope this solution works for you!! 

Please forgive me for any grammar error I'm just so excited right now!