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Buy nowHello there, 303User.
I can see how adding a flat percentage when paying with a card is a great feature. With that, I'd suggest sharing this great idea with our developers.
Here's how:
You can track feature requests through the QuickBooks Online Feature Requests website.
Feel free to check this article as your guide in recording invoice payments: Record invoice payments in QuickBooks Online.
I'll be around whenver help is needed.