@JasroV Thanks. However please note:

1) Downloading bank transactions is not a solution for not being able to download merchant services transactions. Bank deposits that are a result of receiving payments via merchants services are batched and cannot easily be matched to individual customer invoices/sales receipts.

2) Manually entering merchant services transactions is too time-consuming for many businesses. And when the flood of past merchant services transactions download, and it's unclear what issues we could face (duplicates /  difficulty or inability to match?).