I'm having issues with it just this morning.  I set up two payments to test this new (to me) feature out.  One was fine.  The other was not - name on the account was not quite right.  I tried and tried to reissue the payment this morning.  I finally exited QB, and when I went back in, the whole 'schedule online payment' button is gone, as well as my ability to view the payment that did go through.  It's too risky to use an unreliable service like this, back to paying my bank to do this correctly. Very disappointing!