Hi there, Mooche.

Welcome to the thread. I'll ensure to add further details on how recurring transactions work in QuickBooks Desktop.

The details shared above are the steps on how you can create an automatic recurring payment to a vendor. This has the same effect of paying a bill in a single transaction. For now, we're unable to memorized a bill payment because it requires you to select a bill to pay. 

Meanwhile, you can memorized a Check transaction under the "A/P" account so it serves as an available balance as payment for the memorized bill. It directly affects your Item or Expense account and the Bank to print a check.

Here's how:

1. Click the Edit menu and select Memorize [Transaction Name]. For example, Memorize Check.
2. Enter a Name and choose how you want QuickBooks to handle it.
3. Click the radio button Add to my Reminders List.
4. The transaction will be added to the Memorized Transactions section of your reminders list. When you choose this option, fill in the How Often field.

To see additional information on how to finish the process, you can click this article: Create, edit, or delete memorized transactions.

I'm also adding this article to view different information o how to pay your bills online that helps businesses manage their cash flow by giving them more flexibility to pay bills directly from QuickBooks while choosing how vendors receive payment: Pay bills online from QuickBooks Desktop.

I've got your back if you have more questions about managing vendor entries in QBDT. I'd love to hear from you in the comment section. Take care and enjoy the rest of the day.