Thanks for getting back to us, @leslie38. I'm here to provide further details about credit card processing fees using QuickBooks Payments.

Yes, you're right. When you use QuickBooks Payments to take payments from QBSE and as the service provider/vendor, you're the one who will incur the fees for processing credit card transactions. To learn more about QuickBooks Payments fees, I encourage you to check out this article: Standard Payment Fees & Rates.

Also, to answer the most commonly asked questions about credit card processing using QuickBooks Payments, you can refer to this article: Process credit card payments. It includes topics about processing terms, who are involved in credit card processing, and where are they accepted.

In case you have any other concerns about credit card payments and processing fees, let me know in the comments below. I'll be glad to help. Take care always.