"Starting April 12, 2021, you'll be moved from Free ACH 5 day funding to Next Day funding for ACH bank transfers with a cost of 1% capped at $10."

You didn't answer my question. This is a direct quote from QB personnel in the thread above. 

1. Are we being forced to Next Day with a fee?

2. It says Free ACH 5 day funding but it is not free, why?

3. If we were being moved to Next Day, I did not because it still takes 5 days to transfer and I still get the fee.

WHAT is going on here?!?!?