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ACH transfer fees vary on several factors. One example would be the number of transaction volumes. Businesses with larger transaction volumes tend to pay less per transaction. You'll want to check your bank to verify your ACH transactions.
Also, you may consider looking for an application that allows you to accept ACH payment for free and integrate with QuickBooks Online (QBO).
If you want it to deposit the next day, make sure it is set up correctly. This article will be your guide in doing so (Scroll down to the For next-day deposits in QuickBooks Online section): Find out when QuickBooks Payments deposits customer payments
You might want to read through the following articles to become more familiar with the fees for QuickBooks Payments:
Be sure to drop me a reply if you have additional questions with QuickBooks Payments. I'm here to help. Stay safe and have a good one.
