This decision is insane! Our monthly fee went up from 60 to 150 last year. We thought of switching as we have 7 different companies. This insane increase would cost us about $1,000 per month! Since we are in real estate and have no need for immediate availability of funds, quickbooks has lost a loyal fan and customer. Shame on them for trying to spin it ANY OTHER way! Why blame it on customers who need money fast? Why not offer an option in speed AND cost? Shame on you!