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In an accounting preference, recording a transaction always affects 2 or more accounts, Loren62.
For invoice payments, it will decrease the Accounts Receivable of the customer. Meanwhile, it increases the Undeposited Funds account or your bank.
In QuickBooks Online, you won't be able to directly edit the received payment under Sales (Customers). You'll need to open the received payment to change the account in the Deposit to field.
Make sure to save the changes after editing the received payment. Have a great day!