If the vendor credited a refund to the card that was used, either a debit card or credit card, and that credit shows up in the bank feed for that account, should a vendor refund still be credited as described?  Could the transaction in the feed simply be classified and the associated accounts be credited? If not, why?  If not, and a vendor refund needs to be credited as described, should the transaction showing the vendor refund credit in the bank feed be excluded so as to avoid counting the refund twice?