So i took advice of earlier comment on right clicking on quickbooks icon and open as "administrator"

i wasnt positive if i was so i did and quickbooks couldnt open and would tell me i had a critical update to do and should close and re-open.  nothing was working but a circle of clicking and trying to open.  Finally reboot computer and just opened.   

It IS MUCH EASIER, in quickbooks pro desk top to click on 1.COMPANY, the scroll down to 2.SET UP USERS AND PASSWORDS and click on 3. INTUIT ACCOUNT USER MANAGEMENT and if you are like me, you will see you already are and thats most likely NOT the problem.  

dont lose an hour of your life, check first   

and now back to error 40001