Melio does not work for invoicing, it only works for business to business payments, so it's not a viable option for many Quickbooks users like me.  I only learned this after Melio rejected several of my clients' payments, causing even further confusion and embarrassment after I discontinued ACH due to Quickbooks' exorbitant new fee structure.  This a money grab, pure and simple, and it comes at the expense of small business owners who form the core of their customer base and on the tails of a pandemic that significantly impacted the bottom line for most of them.  Shameful.