I read the very long post from the Intuit Admin to which Big Red referred today (6/28/2021).  I agree completely with BigRed that Intuit's constant declarations that they're protecting our data by transmitting it to themselves over the Internet does NOT make it so.  It doesn't even make sense to say that.  I would add that after struggling with this issue several months ago, and learning to write rules for Microsoft Defender through this site in order to block Intuit, I have spoken with at least two other other accountants who will not be purchasing Quickbooks based on my advice to steer clear.  It's incredible that Intuit refuses to acknowledge that they made a real mess for consultants who have their own Intuit user IDs-passwords, but now often also need their clients' formerly private Intuit IDs-Passwords to open each company file with its own separate ID-password for desktop databases.  They also made a mess for users with poor or intermittent Internet service - a good reason to have stayed on a desktop accounting software.  There are now a LOT of ways we can't access our own data.  I will continue to recommend against new QB purchases.