Hi there, Kelly Landry1.

Thank you for visiting the QuickBooks Community. This isn't the kind of impression that I'd like you to have, and we know how much time it can take when something isn’t working the way you need it. This is why we make great efforts to deliver customer satisfaction at all times and to fix an issue as soon as possible.

The details shared above by my peer are the troubleshooting steps on how to fix the Error Code 40001. However, I suggest contacting our QuickBooks Support Team if the issue persists. They have the tools to pull up your account and profoundly investigate the cause of the problem so you can go back to running your business with QuickBooks. You can follow the instructions provided by MarylandT on how to reach them.

Please refer to this article to see steps on how you can use direct deposit to pay vendors and 1099 independent contractors: Set up and manage direct deposit for your contractors.

Keep me posted on how it goes by leaving your comments below. I'm always here to help if you have other questions and concerns about resolving unexpected QuickBooks behaviors.