This is the worst time to implement a 1% charge for ACH payments. I have had this service for years and this was free.  My business is already struggling and then to see this charge that I was not aware of this increase. I don't need my money in our bank account within 1-2 business days, I was just fine with receiving it within 5 business days with no charge. This is unbelievable its almost like you want businesses to shutdown even more.