"Additionally, there will be no charge for credit card or debit card payments. And they'll continue to deposit the next business day at your current rates. "

This statement is logically incorrect.  "There will be no charge for credit card or debit card payments" followed by "they'll continue to deposit the next business day at your current rates."  So are credit card fees and debit card fees waived?  Are they free?  Are we paying the same for them as before?

Why would you force customers to pay for checks?  Clearly no one really wanted this.