Hello @Jill 2,

Let me help share how your transaction is charged when accepting online payments from your customers.

To start with, both bank transfers and credit card payments are charged based on the number of transactions. To illustrate:

• Bank transfers (ACH) - 1% charge maximum of 10$ per transactions
• Swiped - 2.4% per transaction
• Invoiced - 2.9% per transaction
• Keyed - 3.4% per transaction

In addition, here's an article you can read to learn more about the charges: Accept Credit Card Payments.

Lastly, I've also included this reference for a compilation of articles you can use while working with us: Common questions about payment deposits in QuickBooks Online.

If there's anything else that I can help you with, please let me know in the comments below. I'll be here to lend a hand.