I'd be glad to provide additional details about credit card processing in QuickBooks Online, jtrout.
Yes, the customer will be billed as "keyed" once you process the payments.
If you want to save the customer's credit card information, select the option to Use this credit card in the future. This way you won't have to do the same process again.
I'm leaving some recommended pointers to learn more what the types of charges as well as things to remember when processing credit cards. Also, this will provide you other methods for processing payments in QuickBooks:
A quick guide to Credit Card processing.
Take and process payments with QuickBooks Payments.
If I can be of assistance while processing credit cards in QuickBooks Online, please let me know. I'd be more than willing to lend you a hand. Have a good one.
