So I did not set Stripe up as a bank account. I was expecting the money to come into the checking account as a deposit and download to QBO as  a deposit. Is this a fatal error on my part? And how would I fix it back to the first of the year on the months that have been reconciled? Somehow this is just not making logical sense in my mind. I have attached a screen shot of a Stripe transaction. Thank you for your patience!