Thanks for performing the steps shared by my colleague, @jdwhymark.

Allow me to chime in and share some information about adding a savings bank account to QuickBooks Online.

You can go through your checking accounts to track all activities. On the other hand, savings accounts are for storing money. Or for tracking your Certificate of Deposit (CD) transactions. QuickBooks automatically connects your account to bank feeds once you add it. Since you mentioned you don’t want to sync your bank, you can manually import your transactions. To do that, you can follow the steps provided by my colleague above.

When you’re ready to use online banking in QBO. You can change the detail type of your bank account to savings in the Chart of Accounts menu. I’ll guide you through the steps below. I added some screenshots too.

1. Go to the Accounting menu and select Chart of Accounts.
2. Enter the name of the account you’ve just created in the search box.
3. Click the drop-down button and select Edit.
4. On the Detail Type section, select Savings.
5. Enter the name of your account in the Name section.
6. You can also enter the opening balance to track your transactions efficiently.
7. Verify the details, then select Save and Close.
   
   
   
   

Once done, you can now connect your bank to make it show in the Banking page. Here’s how:

1. Go to the Chart of Accounts and enter the name of your savings account in the search box.
2. Click on the drop-down button, then select Connect Bank.
   
   
   
   
3. Enter your bank’s name or the bank’s URL in the search box.
   
   
   
   
4. There will be a prompt to go to the bank’s website so that you can choose which account you’ll connect, select Continue.
5. Enter your login credentials, then click Sign in or Submit.
6. Choose the account you want to connect in QuickBooks.
7. Click on the drop-down button, then locate the savings account you’ve just entered in the Chart of Accounts, and select Connect.
   
   
   
   

For more information about connecting your bank accounts in QuickBooks, you can check out and review this article: Connect bank and credit card accounts to QBO. This also contains steps on how to categorize your bank transactions in QuickBooks.

Whenever you're ready to do balancing on your bank transactions, I recommend this article to guide through the steps: Reconcile an account in QuickBooks Online. You can also refer to this article when fixing reconciliation.

Don't hesitate to tag me in the comment section below if you need anything else. I'm always here ready to lend a helping hand.