Hello, @MaryL59.

Let me chime in with entering and paying bills with personal finances. QuickBooks can be used to manage personal finances. It can be used for either business or personal finance management. You can use Pay Bills to settle you're payable for different vendors.

Let me show you how to Pay Bills:

1. Go to the Vendors menu, then select Pay Bills.
2. If you use more than 1 Accounts Payable account, choose the appropriate one from the A/P Account drop-down.
3. Click the bills you want to pay from the table.
4. Set any discount or credit that you want to apply to the bills.
5. Choose the payment date and method.
6. Pick Pay Selected Bills.
7. The Payment Summary window appears. Select Done if you're finished paying bills or select Pay More Bills to return to the Pay Bills window.

You may also enter an expense to fit your business needs.

Here’s how:

1. Click Vendors in the main menu at the top of the screen. Select Enter Bills from the pull-down list of options.
2. Find the Down Arrow button next to the Vendor and choose an existing vendor from the list. 
3. Enter the date of the expense and the vendor's address in the applicable fields. Type the expense amount in the Amount Due input box.
4. Type the reference number of the expense transaction and any business terms and conditions in the relevant fields, or skip this step if you don't need to record this information in your company accounts.
5. Pick the Expenses tab and pick an account from the pull-down list; for instance, select the Marketing expense account option to record a marketing expense transaction.
6. Go to Save and Close to record the expense and exit the window.

Here’s a link about Pay Bills in Desktop:

https://quickbooks.intuit.com/learn-support/en-us/pay-bills/pay-bills-in-quickbooks-desktop/00/20137...

I’m here to lend you a helping hand. I hope you have a great day.