I am just trying QB during free trial period to see if I can use the product for my needs.  I want to enter income and pay bills for my personal finances putting income and expenses into accounts to use for tax return preparation.  Very simple, very basic but lots of transactions. I have entered my income and expense accounts (General Ledger Account names)   in QB for the accounts I need for Bank Accounts, Other Assets, taxable income, non taxable income. tax deductible expenses and expenses for multiple living locations.  I only need to enter amounts received and deposited for each bank and class of income ie interest, dividends, non taxable annuity, social security.  I would like to enter bills to pay for all credit cards, expenses, utilities and pay them all that day.  Not entering for future payment - no accounts payable.  Maybe QB is not for this kind of accounting.  I am not selling any products, I have no Accounts Receivable or Accounts Payable.  Can I adapt QB for my purposes?