Hi @janet104 Janet,

Yes, there is a processing fee for client payments made with a credit card in QuickBooks Self-Employed. The rate is 2.99% for transactions paid using cards and digital wallets, including Visa, Mastercard, Discover, American Express, Apple Pay, PayPal, and Venmo.

For more details on payment rates for various payment methods, you can refer to this article: Credit Card Processing Fees & Rates Explained.

Let me know in the comments section if you have more questions.