I replied on a thread here directly to the Quickbooks folks and have been largely ignored. Pure greed. They put a kill code in to the software so that it stopped importing .QBO files from CC companies after 2022. There was no need for that. It would work exactly the same. It was purely to push you to the online. I keep explaining that there are a million small business out there, who have to watch every dime, who may be doing just fine with a slightly older verison of QB Desktop. And who would be willing to spend the $200/year to upgrade to the latest verison, so it keeps up with OS and Windows upgrades and "security upgrades". But we don't want to be on the cloud or a subscription that you're held hostage to. They don't care, at all. They are basically now like every other big company out there: sign up new users with a BS come-on rate to trap them in, and f-- all the long time customers who've gotten them to where they are now. You want help? Pay for it! Really sucks.