Yep.  That's what the QBO "supervisor" told me a few minutes ago.  I told her to take BETA off my account today.  They can't.  Ugh.  I told her the development team was full of idiots at best, and this is grossly inappropriate if not illegal. 

Imagine if your CPA/Vendor/etc. contacted all of your clients/customers without your consent?!!  Would QBO think that's appropriate?  It's the same thing.  Someone with more time than I have should open a class action against them.  I'm actively looking into other accounting programs.  What a colossal pain in the a$$.