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Buy nowThank you for your reply. I do understand that the design is mostly created for the users who send invoices and other sales options via email or text.
To summarize your answer to my questions:
While I understand that Quickbooks Online/Intuit desires more invoices to be sent by email/text and pay by credit card etc. -- this usually means more revenue for QB. Realistically, not all of QBO users have customers that desire to pay their invoices with credit card or ACH or to receive invoices electronically.
As for feedback -- I have done that and will continue.