@hgould1944 

You can download .qbo files from your bank BUT you can't import directly into your QB Desktop. If your bank provides *.csv files, you will need to use a 3rd party tool to import it into QB Desktop. It's a $199 one time license and you can get $100 cashback to purchase the license from a partner.
[removed]

If you prefer to keep using the bank feed feature, you can use the trial version of QB Desktop Enterprise as a workaround. You can contact @Fiat Lux - ASIA for details.