@Bud91 

RE: I attempted to switch to QuickBooks Online, and it was a disaster. The number of things that went wrong are too numerous to list. Within two days, I called and cancelled, and am staying with QuickBooks Desktop.

You appear to be a wise and astute person!

RE: WARNING - do NOT go to QuickBooks Online.

Excellent advice!

RE: They also make it appear you have no choice but to migrate to online, completely misleading!

That is correct. Intuit calls it "marketing".