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Thanks for joining the Community and getting involved with this thread, Anna2024. I appreciate your detailed information.
I can certainly understand how an option for credit memos under Vendors & Payables, instead of under Customers & Receivables, could be useful and have submitted a suggestion about it as of today.
You can submit your own feature requests while using QuickBooks.
Here's how:





Your feedback's definitely valuable to Intuit. It will be reviewed by our Product Development team and considered in future updates. You can stay up-to-date with the latest news about your product by reviewing Intuit's Product Updates webpage.
If there's any questions, I'm just a post away. Have an awesome Friday!