ShyMae, I have been told several times that I cannot pay multiple bills to a single vendor on a single ACH transfer (and which results in a single ACH fee).  For example, I have one vendor to whom I currently write checks (not via BillPay) and I might pay 20 or more individual bills on one or more checks.  I would like to pay them by ACH, where I can pay a number of individual bills on one transfer.  Again, I have been told this is not possible at this time.  Is this wrong does this functionality exist?  If so, I would very much like to speak to someone about this.  A second issue would be the maximum amount which can be paid; that vendor, for example, gets one or two checks per week from me often exceeding $100,000.  Is that OK?