Same issue here. I use QBO desktop for my POS transactions. We had full card swipe functionality until recently, which worked well. Now we don't. There seems to be no solution available to capture credit cards securely with QBO desktop, and Intuit seems to have disowned this as a product for POS transactions. I absolutely am not going to use my phone to process customer cards in my store, so please stop telling me that is the solution. If there is not hardware support available to process credit cards without keying them in manually, I have to find another hardware solution that doesn't involve Quickbooks Payments.